Commercial Lending Law
Our business attorneys can help you navigate all types of financing arrangements. We have extensive experience representing both borrowers and lenders, including banks, commercial finance institutions, private companies, and investment funds, in connection with commercial debt financing transactions of all kinds. We specialize in all aspects of structuring, negotiation, documentation and closing traditional mortgage financing transactions, private secured and unsecured loans, asset-based credit facilities, receivables factoring facilities and other off-balance sheet financing transactions.
Lending can be complex and have hidden risks buried in fine print. We translate the jargon and make sure you and your business understand the deal.
Our Team
Areas of Focus
Our business attorneys specialize in representing both lenders and borrowers in connection with commercial secured financing transactions of all kinds, including traditional line of credit facilities and receivables factoring facilities that entail a borrowing base derived from accounts receivable, inventory, equipment, intellectual property and other business assets.
In addition, we specialize in representing both lenders and borrowers in connection with commercial equipment and other specialty asset lease and acquisition financing transactions, including traditional equipment lease transactions involving the acquisition of equipment, vehicles and other specialty assets such as aircraft, vessels and railcars. In connection with such transactions, we focus on the creation, perfection and priority of security interests, as well as subordination and intercreditor issues among competing creditors.
Asset-Based Financing Transactions & Equipment Lease Transactions
We also represent lenders and finance companies in connection with syndication and securitization transactions involving secured asset portfolios comprised of secured transactions.
We also represent lenders and finance companies in connection with structuring vendor programmatic financing transactions and joint ventures with manufacturers, suppliers and other vendors.
We also represent lenders, manufacturers and suppliers in connection with “green” and clean energy project finance transactions.
In connection with the foregoing, we take the lead with respect to all aspects of structuring, negotiation, documentation and closing such transactions.
Creditors’ Rights, Workouts, & Collections
Making the deal or securing a judgment is often just the first step of the litigation process. HBC’s attorneys can help ensure you are paid what you are owed. When a debtor refuses to pay, HBC’s attorneys help guide you through the process of locating and securing the debtor’s assets, including garnishing wages and assets, foreclosing on real or personal property, and recovering assets from affiliated persons or entities, or assets fraudulently transferred to third-parties.
Real Estate Financing Transactions
If you are selling or buying property, sooner or later you will encounter borrowed money. Our team works with sellers and buyers to structure private lending arrangements to facilitate the sale and ensure the security of the debt.